Home' SA 50s Lifestyle : SA50s Autumn 2017 Contents 20 Autumn 2017
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Letter to the Editor
Broaden your horizons in 2017
Change is inevitable, but it's how
you navigate it that matters.
In this ever changing world we
urge everyone who cares about
our society -- whether you live
in Adelaide or Alice Springs -- to
remember we all deserve respect
Our country's success is built on
this very idea of a 'fair go' for all,
a notion underpinned by the very
basic principle of humanity.
Humanity is universal in nature and
urges that all people -- no matter
their gender, race or religion -- to be
treated with respect, and given the
chance to live life in dignity.
Begin a new career in TESOL with
the Cambridge University Certificate
in English Language Teaching to
Adults qualification, offered at
Adelaide's oldest Cambridge CELTA
teacher training centre, the South
Australian College of English.
The Cambridge CELTA is the best
TESOL/ELT qualification of its kind
in the world, and is often requested
by employers nationally and
In this world we have choices to
make: a fair go for all, or just for
some; unity or separation.
We all have the chance to nurture
and promote the kindness,
compassion and goodness that are
essential for human dignity.
At Red Cross, we work for unity,
humanity and the inherent dignity of
We encourage all Australians
and our community, political and
business leaders to do the same.
Australia Red Cross CEO
The South Australian College of
English will be running three four -
week courses in 2017.
The first runs from 24 April -19
May (enrolment deadline 23 March
2017), then 31 July -25 August
(enrolment deadline 30 June
2017) and finally 20 November -15
December (enrolment deadline 20
Visit www.sace.edu.au for further
Are you the bank of a baby boomer parent?
by Annette Densham
Slicing into inheritance -- "give while
living" -- seems to be the done
thing these days. But, how do we
know what the future holds for baby
boomers as they approach their
Lorraine Pirihi, specialist baby
boomer coach, asks "How can we
possibly know how much we will
need to live a comfortable life in the
future? These are all the questions
that should be running over in our
heads before digging into the wallet/
purse. We know ourselves that
business is unpredictable, and so is
life," she said.
"As parents we want to ensure our
kids do not suffer or miss out, as we
perhaps once did. This is what all
us parents want -- for our children
to avoid hardship and prosper. But,
sometimes in life, hardship is one of
the driving mechanisms to a better
and more fruitful future."
Whether it is staying at home rent
free to save money for a deposit
on a house to borrowing when out
of cash -- children can treat baby
boomer parents as an easy option --
an endless flow of money instilling no
sense of responsibility or work ethic.
Lorraine said it is only natural, as a
parent, to want to help financially.
"But now days there are so many
demands financially to help our
children, starting with university,"
"Once children leave high school,
many are flocking to university to get
an undergraduate degree followed
by a year or two travelling the world.
Then comes the master's degree
-- finally followed by a low-paid
"Then, if we look at the harsh
lending requirements and increased
rents, making it difficult to move into
the 'buying a house' market. Other
ways in which we help financially
is the buying of groceries, first car,
new clothes, paying the deposit for
rented accommodation -- the list is
endless, as you will know. But is it
all necessary? What problems are
we potentially creating?"
By being the easy option for our
children it puts baby boomers' future
financial security at risk, without
even knowing it at the time. This, in
turn, can put strain on relationships
too. It can also cause rift and
jealousy between siblings and also
set a precedence.
What child one receives, child two,
three or four will expect the same
treatment, leaving the bank balance
looking unhealthy but also, most
importantly it will not teach your
children how to be self-sufficient.
Lorraine said "Think of it this way
-- the more baby boomers give
away the less we have for ourselves
when it matters. And, although
every parent on this planet will
see right by their child, it is about
finding the right balance and the
fine line between helping out when
it is needed and not just when its
expected or because their friends
For those baby boomers in business,
financial providing for adult children
can have a significant impact on
Lorraine said this is especially so
if the man is the sole provider.
"Remember we are dealing with a
different generation, with different
values towards family responsibility.
Also when you are in your 50s and
60s, you are starting to think about
winding down -- how do you do that
if you know you have to support your
adult children?" she said.
"So many baby boomers I work
with are tired, worn out and over it
-- their health is suffering and there
is a grudging resentment towards
everyone. They feel they have spent
all their life providing and now they
have to keep going.
"The opportunity to finally do
something for themselves is lost."
So what does this mean for our
Lorraine said if baby boomer
parents keep giving it teaches their
children bad money management.
"It makes them dependant on you
which will have a knock on effect in
later life. They will not learn how to
be self-sufficient, how to look after
themselves or how to stand on their
own two feet, or the real art to a
great work ethic," she said.
"How will they know what hard work
really is if mum and dad keeping
digging deep into the pockets? We
have created a Peter Pan generation
-- young adults who know they have
a fall back. Now that does not mean
all baby boomer children are like
this but in my work coaching baby
boomers in business, it is a real
"Whatever the reasoning behind
us helping our children, prolonged
support is squeezing, even the most
affluent baby boomers are feeling
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